Home Loans in Mauritius
Home loans and mortgages for buying, building or refinancing property in Mauritius.
Last verified:
Home loans and mortgages for buying, building or refinancing property in Mauritius. Compare every option on the Mauritian market. Rates and fees shown are verified where available — contact the provider for a personalised quotation.
Compare 3 home options
💡 Select up to 3 products using the checkboxes to compare them side-by-side.
| Provider | Product | Interest rate | Loan amount | Tenor | Type | Action | |
|---|---|---|---|---|---|---|---|
| MCB | MCB Home Loan | Contact bank for current rate(PLR-linked) | Contact bank | 60 – 300 months | variable rate | Details | |
| SBM | SBM Home Loan | Contact bank for current rate(PLR-linked) | Contact bank | 60 – 300 months | variable rate | Details | |
| MauBank | MauBank Home Loan | Contact bank for current rate(PLR-linked) | Contact bank | 60 – 300 months | variable rate | Details |
Documents needed for home loan / mortgage
KYC requirements vary by provider. Use this as a checklist and confirm exact documents directly with the bank, insurer or lender.
Salaried applicant
- National Identity Card (NIC), birth and marriage certificates
- Proof of address (utility bill or bank statement, under 3 months)
- Last 3 salary slips / e-payslips
- 6–12 months bank statements
- Employer confirmation letter
- Declaration of existing credit
Non-resident / foreign buyer
- Valid passport
- Visa / residence or occupation permit
- Proof of address in country of residence
- 3–6 months home-country bank statements
- Proof of overseas income
- Scheme compliance (PDS / IRS / RES / Smart City / G+2)
LTV, deposit and insurance requirements vary by lender and borrower residency.
Sources: mcb.mu, mhc.mu, mcsmutualaid.mu
Frequently asked questions
How much can I borrow for a home loan in Mauritius?
Banks typically lend based on a multiple of your gross income and existing debt obligations. A deposit of 10–20% is often required.